I spent half that time in Critical Care (much of that on a ventilator, a small amount sedated), and most of the rest in a specialist neuro-rehab unit. I would have died otherwise.
Fortunately it cost me nothing - Thank Bevan for the NHS - but if I were in the US I imagine I would be financially crippled!
If you’re on a plan that qualifies for the ACA (basically any real health insurance plan), your out of pocket max per year is capped at $9,200 this year.
Good to know! Still have to watch out for that every service you receive is counted as “in-network”. I’ve read horror stories where somebody with an emergency goes to a hospital that their insurance promises them is “in-network”, then later receive a surprise bill because one of the doctors that attended them at that hospital was “out-of-network”. Why was the doctor at that hospital then? It’s just something they do apparently.
To the best of my knowledge, that’s all covered by the “No Surprises Act” that was part of the Consolidated Appropriations Act, 2021 passed during Trump’s first lame duck period to give more COVID stimulus.
Ah! Guess my memories are a few years out of date, from before r***it still existed.